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Get back into financial shape this year!!

Get Back Into Financial Shape This Year!

Carlos wanted to get back into shape for the New Year; Financial shape that is! He had always been a disciplined person and very good with his personal finances. However, in 2006 he had a few setbacks that put him in a bit of a financial bind heading into 2007. He had chosen a different career path which left him without income for several months. At the same time, his adjustable rate mortgage increased adding an additional $200.00 a month to his payment. To compensate, he used high interest credit cards for everyday expenses and accumulated a great deal of debt in a short period of time.

In November, he decided to call to see what he could do to make 2008 a better year. After reviewing his loan terms, I determined that he needed to refinance into a fixed rate loan with a lower interest rate and to also utilize the equity in his home to pay off the debt he had incurred while he was unemployed. With the new mortgage payment in place and all of his other debt paid off, Carlos is starting the New Year in GREAT SHAPE!

Joe Gonzalez
Branch Manager

P. S: There are many reasons to refinance-a lower mortgage payment, a fixed term, college tuition, or a dream vacation. Who do you know who may want or need to refinance? Please give me a call to discuss how I can be of assistance to them.

Call me today at 610-351-7510 or email me at

Licensed Mortgage Lender - New Jersey Department of Banking. We do not make loan commitments or fund loans. All loans arranged with third-party providers. Empire Equity Group, Inc. d/b/a 1st Metropolitan Mortgage is licensed by the Virginia State Corporation Commission (License No. MB-1432). Licensed by the Pennsylvania Department of Banking.

For help or questions contact:

Joe Gonzalez

Senior Loan Consultant -  NMLS #126036
GMH Mortgage Services, LLC
625 W. Ridge Pike, Building C, Suite 100 | Conshohocken, PA  19428 | Direct: 610-355-8039 |  Cell: 610-739-6563

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Comment balloon 0 commentsJoe Gonzalez • March 12 2008 01:06PM